Commercial Express is our unique solution for commercial property investors and small business owners. Unlike traditional banks, borrower income verification is not required and debt service coverage is not calculated for transactions under $500,000. Loans generally close within 30-45 days.
Basic Loan Criteria
| Loan Amount | $75,000 to $2,000,000 |
| Amortization | 30 Year Amortization |
| LTV | Up to 75% LTV |
| Minimum Credit | 650 Fico Score |
| Income Verification | No Income verification required |
| Transaction Type | Purchase or Refi |
| Debt service | 1.25 |
| Property Types | Multifamily, Mixed-use, Retail, Office Automotive (no tanks), Warehouse, Self Storage |